Credit Verificator

Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).
Performing preparatory work related to loan disbursement processes.

Verifying the suitability of customer application data with identity documents, collateral, loans, and required credit acquisition documents, including TBO Document responsibility.

Monitoring and adjusting entries for accruals, amortizations, depreciation, cost/fee deduction, other servicing costs, and fund transfers.

Maintaining the targeted number of incoming applications to be reviewed on a daily basis, while meeting committed SLA.

Identifying any data errors or unreconciled items between reports and data, and preparing bank reconciliations in daily/weekly/monthly processes.

Ensuring all documentation, approvals, and necessary data are correctly filled out in the system before disbursement.

Preparing daily disbursement reports according to the required template in a timely manner.
At least a Diploma or Bachelor’s Degree from a reputable university with an excellent GPA, preferably in accounting, finance, or business administration.

Advanced skills in Microsoft Excel, MS Word, and MS Office are a must, along with proficiency in administrative and documentation tasks.

A minimum of 1 year of experience in the lending business of a financial institution, specifically in lending operations.

Exceptional attention to detail and a strong interest in data review, with a high level of responsibility, integrity, commitment, and discipline.

A strong dedication to delivering high-quality work that exceeds expectations in a fast-paced environment.

Excellent oral and written communication skills, with the ability to effectively communicate process recommendations in the operational area.